Account Options

No matter what’s important to you in a checking account, you’ll find it at Centrue Bank. Because we know that a checking account is more than just a place to keep your money, we’ve designed a comprehensive selection of checking accounts to meet your unique needs, and to make managing your money easier.

e-Checking

Enjoy value added benefits of free online banking, bill pay and mobile banking with convenient access to online statements and notices.  

e-Checking Features & Benefits

  • Unlimited Check Writing
  • $50.00 Minimum to Open
  • No Monthly Service Charge
  • E-statements
  • Free eBanking Services

Additional Features and Benefits

  • Convenient Account Access with Online Banking
  • Free Mobile Banking and Mobile App
  • Free Centrue Bank Debit Cards   
  • Full Service Branch Locations
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Premier Checking

Enjoy value added benefits with Centrue's "premier" account. 

Premier Checking Features & Benefits

  • $50 Minimum to Open
  • No Monthly Service Charge with a Daily Balance Over $5,000, or $10,000 or More On Deposit With Centrue Bank
  • Free eBanking Services

Additional Features and Benefits 

  • One Box of Free Wallet Specialty Checks Annually 
  • Free Money Orders/Cashier Checks
  • Free Online and Mobile Banking
  • Free Centrue Bank Debit Cards

Flex Checking

Enjoy value added benefits with Centrue's "Flex" account. 

Flex Checking Features & Benefits

  • $50.00 Minimum to Open
  • Unlimited Check Writing
  • No Monthly Service Charge with Direct Deposit, or a Daily Balance Over $750
  • Choice of Paper/e-Statements
  • Free eBanking Services

Additional Features and Benefits 

  • Convenient Account Access with Online Banking
  • Free Mobile Banking and Mobile App
  • Free Centrue Bank Debit Cards
  • Full Service Branch Locations

Military Checking

At Centrue Bank we take your banking personally. We have developed special benefits that are exclusive for veterans and active US Military personnel. Centrue recognizes the commitment and sacrifices that men, women and their families make in serving our country. We are pleased to offer a banking program with services and savings especially for you.

Military Checking Features & Benefits

  • $25 Minimum to Open
  • Centrue Foreign ATM Fees Waived
  • Unlimited Check Writing
  • No Monthly Service Charges
  • E-Statements
  • Free eBanking Services

Additional Features and Benefits 

  • Convenient Account Access with Online Banking
  • Free Mobile Banking and Mobile App
  • Free Centrue Bank Debit Cards    
  • Full Service Branch Locations
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Student Checking

If you’re a high school or college student from 16 to 24 years of age, we’ve got a great way to keep you connected to your personal finances. Open an e-student Checking account!

As a student, we know you’re working hard toward becoming financially independent. And opening a Centrue Student Checking account will get you on the right track.

What's in it for you? Our e-student checking account at Centrue Bank focuses on the way you want to communicate and the way you want to bank. It's all online 24/7, so it is quick and easy to stay connected to your finances.

Student Checking Features & Benefits

  • $25 Minimum to Open
  • No Monthly Service Charges
  • Centrue Foreign ATM Fees Waived
  • E-Statements
  • Free eBanking Services

Additional Features and Benefits 

  • Convenient Account Access with Online Banking
  • Free Mobile Banking and Mobile App
  • Free Centrue Bank Debit Cards
  • Full Service Branch Locations
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On Track Checking

If you are looking for a fresh start in your banking relationship, On Track Checking could be your ticket to building a strong foundation.  On Track Checking is designed to get you back on track by giving you the flexibility and convenience you need to efficiently manage your finances.   

On Track Checking Features & Benefits

  • Unlimited Check Writing
  • E-statements
  • Convenient Account Access with Online Banking
  • Free Mobile Banking and Mobile App
  • Free Centrue Bank Debit Cards* with Purchase Rewards
  • Full Service Branch Locations
    * Subject to eligibility; certain restrictions apply.

Account Requirements

  • $50.00 Minimum to Open
  • No Previous Uncollected Charge-Offs to Centrue
  • Maintain a Positive Balance
  • Monthly Fee of $11.95 or $9.95 with Direct Deposit

Once you've had less than 6 returned checks in a 12 month period, and completed the FDIC financial education course, you may request to move your account to a standard e-Checking account.
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